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» Hatrack River Forum » Active Forums » Books, Films, Food and Culture » HPMF = Florence's Mirembe School (Page 6)

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Author Topic: HPMF = Florence's Mirembe School
Tatiana
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Dear jatraqueros del mundo,

The business you have loaned to, VENTAS Santos run by Santos Filomena
Medina De Huamán, has made a repayment of $113.00. The total amount
repaid is now $226.00. This repayment will be divided amongst all the
lenders who helped to fund this business, depending upon the percentage
each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=25712

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Tatiana
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Dear jatraqueros del mundo,

This is an update on:
- Llamadas Víctor, run by Víctor Miranda De La Cruz

Thank you for your loan. It has been disbursed to Víctor Miranda De La
Cruz by Microfinanzas PRISMA in Peru. We are excited to watch this
business grow. Over the next 6 months, Microfinanzas PRISMA will be
collecting repayments from this entrepreneur and posting progress
updates on the Kiva website.

Kiva very much appreciates your responses online. You can read and
respond to this journal online at:

Llamadas Víctor, run by Víctor Miranda De La Cruz:
http://www.kiva.org/app.php?page=businesses&action=comment&id=32122&ent=40211

Some of our partners choose to write their journal entries in the local
language in order to keep their overhead low. If this journal entry is
in a foreign language, please feel free to use an online translator
such as Altavista's Babelfish (http://babelfish.altavista.com).

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Tatiana
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Dear jatraqueros del mundo,

The business you have loaned to, Cattle breeding run by Arzukhanim
Bayramova, has made a repayment of $40.00. The total amount repaid is
now $240.00. This repayment will be divided amongst all the lenders who
helped to fund this business, depending upon the percentage each lender
contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=14642

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Tatiana
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Dear jatraqueros del mundo,

The business you have loaned to, Flea Market run by Nora Topeto, has
made a repayment of $84.00. The total amount repaid is now $840.00.
This repayment will be divided amongst all the lenders who helped to
fund this business, depending upon the percentage each lender
contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=6335

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Tatiana
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Catching up on posting our email updates, as you see. I was a bit behind. Being a mommy is time consuming, not to mention the difficulty getting computer time. [Smile]
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Tatiana
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Dear jatraqueros del mundo,

This is an update written by Denysse Figueredo on:
- Emily's Grocery / Despensa Emily
, run by Elisa Amarilla Dominguez


Elisa Amarilla Dominguez would like to thank all the lenders who have
helped with their donations to amplify the grocery store. The store has
been stocked with more general goods like flour, sugar, oil, Yerba Mate,
and refreshments. The increase in diversity of goods along with quantity
has allowed Elisa to charge lower prices and still make more of a
income. Elisa is thankful for a healthy family, a prosperous small
business, and for a chance at a better life. Once again, Elisa thanks
you from the bottom of her heart.

Kiva very much appreciates your responses online. You can read and
respond to this journal online at:

Emily's Grocery / Despensa Emily, run by Elisa Amarilla Dominguez:
http://www.kiva.org/app.php?page=businesses&action=comment&id=13229&ent=42584

Some of our partners choose to write their journal entries in the local
language in order to keep their overhead low. If this journal entry is
in a foreign language, please feel free to use an online translator
such as Altavista's Babelfish (http://babelfish.altavista.com).

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Tatiana
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Wow, it's past time for the March loan to go out. I've been crazy busy because my plant is having an outage in a week and I've got two major projects I'm managing for the outage. I'm going to be working 12 hour shifts, actually 13 hours because of the turnover meetings, and then I have a 2 hour round trip commute each day. Then in the time left over I have to provide some sort of food for my son and talk to him, and also sleep. Oh, and this happens six days a week or maybe seven, and lasts for six to eight weeks. I haven't quite figured out how it's going to work. But I haven't forgotten about the Hatrack kiva fund. I may pause it for a couple of months and then make up for it with a big contribution to celebrate a successful outage at the end.

I'm planning to keep this going forever, and keep letting it snowball, even if I'm the only one contributing, but this is the second month in a row that I got no participation from board members. All you people who have promised to give in a few months when they have some money, it's time for you to step up to the plate now. [Smile]

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Tatiana
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Still in the middle of the outage, for another couple of weeks, but I wanted to post this good news!


Dear jatraqueros del mundo,


Good news: you've been repaid!


This email confirms that $125.00 of your loan to Flea Market on
www.kiva.org is now redeemable.


To view your Kiva loan portfolio - and re-loan this money to another
entrepreneur, donate to Kiva's operational expenses, or withdraw your
cash - go to: https://www.kiva.org/app.php?page=account


Thank you for helping to break the cycle of poverty through lending.


- The Kiva Team

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Tatiana
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Dear jatraqueros del mundo,

The business you have loaned to, Panadería “Rosita” run by Julio Chuya,
has made a repayment of $109.00. The total amount repaid is now
$545.00. This repayment will be divided amongst all the lenders who
helped to fund this business, depending upon the percentage each lender
contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=22562

Dear jatraqueros del mundo,

The business you have loaned to, Cassava cakes selling run by Laurette
Abia, has made a repayment of $46.00. The total amount repaid is now
$506.00. This repayment will be divided amongst all the lenders who
helped to fund this business, depending upon the percentage each lender
contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=9864

The business you have loaned to, Llamadas Víctor run by Víctor, has made
a repayment of $59.00. The total amount repaid is now $118.00. http://www.kiva.org/app.php?page=businesses&action=about&id=32122


The business you have loaned to, VENTAS Santos run by Santos Filomena,
has made a repayment of $113.00. The total amount repaid is now
$452.00.

http://www.kiva.org/app.php?page=businesses&action=about&id=25712


Selling rice and vegetables run by
Zubaidah -, has made a repayment of $11.00. The total amount repaid is
now $22.00. http://www.kiva.org/app.php?page=businesses&action=about&id=34505


Cattle breeding run by Arzukhanim
Bayramova, has made a repayment of $40.00. The total amount repaid is
now $320.00.
http://www.kiva.org/app.php?page=businesses&action=about&id=14642

Dear jatraqueros del mundo,

We are very pleased to notify you that the business you have loaned to,
Flea Market run by Nora Topeto, has repaid the full amount of this loan
$1,000.00. The payment was collected and deposited by South Pacific
Business Development.

http://www.kiva.org/app.php?page=businesses&action=about&id=6335

The business you have loaned to, run by Isha Kamara, has made a
repayment of $25.00. The total amount repaid is now $150.00.

http://www.kiva.org/app.php?page=businesses&action=about&id=19766


Just catching up a bit. Back on schedule soon, I hope. My outage work should be done in another week or two. [Smile]

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Tatiana
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As an interim loan, just to get our money in use, since we had $125 in our kiva account that had been paid back by Nora Topeto's flea market, I loaned it to Malika Goibova for use in her material selling business. The things that attracted me to her were that she is in Tajikistan, a new country for us (I think), her stern expression, her lender's five star rating, and how colorful her picture is. She looks like a great investment to me. [Smile]
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Lyrhawn
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She sells materials?
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Tatiana
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Yes she sells fabrics.
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Tatiana
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Still not back in full swing, as we're at the beach now, but two of our loans were redeemed and I wanted to keep the money working. So I loaned our $225 to Teófilo Ramón Peralta Ibarra who not only has a cool name, but runs what looks like a pretty nice restaurant in the jungle in Esteli, Nicaragua, and has a five star microfinance partner, Ceprodel. The loan term is fairly long, about 14 months, but this is money we've already circulated once, so I think it's appropriate.
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MidnightBlue
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I just wanted to post to say I'm glad this is still going. I'm hoping to be employed soon, so I'll probably be making a donation at some point over the summer, either through here or setting up my own account.
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Kwea
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I just sent a small donation. I didn't send much, but at least it is something.

Keep this up....it is nice to read about something positive once and a while.

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Tatiana
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Thanks for the encouragement, MidnightBlue! Sometimes I get to thinking that nobody at Hatrack is interested in this anymore.

Rob, thanks for the contribution! You've motivated me to restart the regular monthly loan.

Everyone, don't worry about sending a donation that's small. What's small to us is very large to someone in the developing world. You make it possible for their dreams to come true.

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Tatiana
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Here's some catching up on notices:

Dear jatraqueros del mundo,

The loan you have made to Isha Kamara has received a repayment of
$25.00. The total amount repaid is now $175.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.


http://www.kiva.org/app.php?page=businesses&action=about&id=19766


Please note that these funds will not be credited to your Kiva account
until the loan is repaid in full or when the loan term is complete. At
that time, you will be able to withdraw these funds from Kiva or to
re-lend these funds to a new entrepreneur.

.....

We are very pleased to notify you that your loan to Julio Chuya has been
fully repaid in the amount of $650.00. The payment was collected and
deposited by Guillermo Garcia.

http://www.kiva.org/app.php?page=businesses&action=about&id=22562

The funds from this repayment will be deposited in your Kiva account as
"Available Kiva Credit" in the next 2 to 3 days. At that time, you can
re-lend these funds to a new entrepreneur, withdraw them into a PayPal
account or you can donate them to Kiva's operational expenses.

.....

We are very pleased to notify you that your loan to Laurette Abia has
been fully repaid in the amount of $550.00. The payment was collected
and deposited by Afrique Emergence & Investissements.

http://www.kiva.org/app.php?page=businesses&action=about&id=9864

(These two loans were the ones paid off recently. - T.)

.....

Thank you for your loan to a Kiva entrepreneur! 100% of every dollar you
have loaned will be sent to your designated entrepreneur, and will be
used by them to build their business.

Your Loans:

$225.00 - Teófilo Ramón Peralta Ibarra -
http://www.kiva.org/app.php?page=businesses&action=about&id=48618

(This is the loan we recently made with the money from the two repaid loans. - T.)

....

The loan you have made to Lupe Mamani has received a repayment of
$84.00. The total amount repaid is now $336.00.
http://www.kiva.org/app.php?page=businesses&action=about&id=30736

....

The loan you have made to Malika Goibova has received a repayment of
$105.00. The total amount repaid is now $105.00.
http://www.kiva.org/app.php?page=businesses&action=about&id=39952

....

(Our latest payment notices. -T.)

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Tatiana
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I just had a thought about this that I want to share.

I think being a parent does more good for the parent, maybe, than it does for the child. In the course of trying to teach our children life-lessons, they can sometimes actually sink in to our own brains and hearts for the first time. I was just explaining to my son how real achievement is almost never something you do with one all-out extraordinary effort, then reap the rewards. Almost all real achievement comes from consistent ordinary everyday efforts kept up over a long period of time. Like graduating from college requires you to wake up and go to class day after day for four years, and building a six-pack is something you do by working out three or four times a week for months on end.

I think I'm beginning to see that with kiva, the important thing is that we consistently contribute, even small amounts, over the months and years, and eventually it builds into something extraordinary. It's not so much about making a huge push as it is about staying the course over the long haul. Maybe that lesson has finally been written on my own heart just now while I was trying to teach it to Sasha.

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Tatiana
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To kick off the new kiva season, and in honor of Kwea's contribution, which was the first in a long while, we've made a loan of $150.00 to the Tzolojya Group(group members Santos Ajcalon, Pabla Saminez, Rebeca Poncio, Juana Pich, Jesus Yaxon, Isabel Bocel, Matea Tuiz, Vicenta Ajcalon, Tomasa Pich (not pictured), Francisca Saminez, Rosita Chumil, and Anita Chipin) in Solola, Guatemala for use building their businesses in clothing sales, food sales, etc. I've been to Guatemala and seen how hard these women work who sell the traditional woven clothing of the various indigenous Guatemalan groups. The clothes themselves, most often huipiels or blouses that are woven and embroidered in intricate patterns, are quite gorgeous. Because of my love for that country and its people who work so hard and have so little, I try to lend to these women whenever I see them up on the board.

If any other jatraquera/o has a favorite developing country or group they would like us to loan to, please let me know. Somehow the connection is more personal that way. For me it's Ecuador and Guatemala, two places I visited and dearly loved.

At the same time as this loan, I contributed $15 to kiva's expenses.

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Tatiana
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Dear jatraqueros del mundo,

The loan you have made to Isha Kamara has received a repayment of
$25.00. The total amount repaid is now $200.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.


http://www.kiva.org/app.php?page=businesses&action=about&id=19766


Please note that these funds will not be credited to your Kiva account
until the loan is repaid in full or when the loan term is complete. At
that time, you will be able to withdraw these funds from Kiva or to
re-lend these funds to a new entrepreneur.

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Kwea
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I agree about that lesson, and I wish I had realized it when I was younger. I think I knew it, intellectually, but realizing day in and day our is something that was beyond me.
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Tatiana
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Yeah it's tough for me too. I think there needs to be something in there about enjoying the process and not focusing too much on the end result, too, maybe. I don't know. The Bhagavad Gita says something like that, I think, that working only for the fruits of your labor is bankrupt. It's better to love the work itself or something.

On achievements that take a long time of consistent effort to realize, it's too easy to get discouraged if you're thinking only about the end result day by day. You have to find a way to love the effort itself, somehow.

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Tatiana
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We got a lot of mail from kiva today!

Dear jatraqueros del mundo,

The loan you have made to Arzukhanim Bayramova has received a repayment
of $40.00. The total amount repaid is now $400.00. This repayment will
be divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=14642

The loan you have made to Zubaidah - has received a repayment of $11.00.
The total amount repaid is now $44.00.
http://www.kiva.org/app.php?page=businesses&action=about&id=34505


This is an update on your loan to Tzolojya Group.


Thank you for your loan. It has been disbursed to the Tzolojya group,
consisting of Anita Chipin, Rosita Chumil, Francisca Saminez, Tomasa
Pich, Vicenta Ajcalon, Matea Tuiz, Isabel Bocel, Jesus Yaxon, Juana
Pich, Rebeca Poncio, Pabla Saminez, Santos Ajcalon by Friendship Bridge
in Guatemala. We are excited to watch this business grow. Over the next
13 months, Friendship Bridge will be collecting repayments from this
entrepreneur and posting progress updates on the Kiva website.


Kiva very much appreciates your responses online. You can read and
respond to this journal online at:


http://www.kiva.org/app.php?page=businesses&action=comment&id=50815&ent=59029


We are very pleased to notify you that your loan to Santos Filomena has
been fully repaid in the amount of $675.00. The payment was collected
and deposited by Microfinanzas PRISMA.

http://www.kiva.org/app.php?page=businesses&action=about&id=25712

The funds from this repayment will be deposited in your Kiva account as
"Available Kiva Credit" in the next 2 to 3 days. At that time, you can
re-lend these funds to a new entrepreneur, withdraw them into a PayPal
account or you can donate them to Kiva's operational expenses. For
further instructions regarding any of these processes, please visit our
help center: http://www.kiva.org/about/help.

The loan you have made to Víctor has received a repayment of $59.00. The
total amount repaid is now $236.00.

Good news: you've been repaid!


This email confirms that $75.00 of your loan to Santos Filomena on
www.kiva.org is now redeemable.

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Tatiana
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Dear jatraqueros del mundo,

The loan you have made to Lupe Mamani has received a repayment of
$84.00. The total amount repaid is now $420.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.


http://www.kiva.org/app.php?page=businesses&action=about&id=30736

Also, we got a contribution for June! =)

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Kwea
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Good deal!
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Tatiana
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Another payment. =)

Dear jatraqueros del mundo,

The loan you have made to Malika Goibova has received a repayment of
$105.00. The total amount repaid is now $210.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=39952

Please note that these funds will not be credited to your Kiva account
until the loan is repaid in full or when the loan term is complete. At
that time, you will be able to withdraw these funds from Kiva or to
re-lend these funds to a new entrepreneur.

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ana kata
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For our June loan, we invested $175 in the business of Phorn Sok selling bitter melons in Ping Pong Village, Cambodia. How cool is that?

Her MFI has a 5 star rating and her loan term is 12 months. $75 of the money was from the repayment of a previous loan. $20 of it was a new contribution this month. (Thanks for that!) The other $80 comes from our regular donors and from me. I also gave $10 to kiva for their operating expenses.

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Tatiana
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Just a suggestion: for birthdays and holidays of family and friends, or any people who seem like the kiva type, why not buy them kiva gift certificates? It's a great way to spread the meme. [Smile]
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Tatiana
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Dear jatraqueros del mundo,

The loan you have made to Teófilo Ramón Peralta Ibarra has received a
repayment of $27.00. The total amount repaid is now $27.00. This
repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=48618

Please note that these funds will not be credited to your Kiva account
until the loan is repaid in full or when the loan term is complete. At
that time, you will be able to withdraw these funds from Kiva or to
re-lend these funds to a new entrepreneur.

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Tatiana
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Something that's very cool on my personal account is that I get loans paid off just about every month now, so I can loan that money again. It's so much fun when it gets to that point! It's growing arithmetically (not exponentially) but it feels like it's picking up some hefty momentum and starting to snowball into something big.

I still just add small amounts. I'm putting in about 1 new loan per paycheck, as well as reloaning everything that comes back paid off. But it really feels like it's taking off. I'm now up to 101 loans on my personal account. I can't wait until our jatraqueros account, which has always had larger amounts per loan, does the same thing.

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Tatiana
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Dear jatraqueros del mundo,

We are very pleased to notify you that your loan to Lupe Mamani has been
fully repaid in the amount of $500.00. The payment was collected and
deposited by Pro Mujer Bolivia. Congratulate Lupe Mamani by leaving a
comment on the loan's page.

http://www.kiva.org/app.php?page=businesses&action=about&id=30736

The funds from this repayment will be deposited in your Kiva account as
"Available Kiva Credit" in the next 2 to 3 days. At that time, you can
re-lend these funds to a new entrepreneur, withdraw them into a PayPal
account or you can donate them to Kiva's operational expenses. For
further instructions regarding any of these processes, please visit our
help center: http://www.kiva.org/about/help.

Or, to view your Kiva loan portfolio go to: https://www.kiva.org/app.php?page=account.

Best wishes,

- The Kiva Team

Wow, what a great boost that's going to give to July's loan!

By the way, in honor of our 1.5 year anniversary, I made a bonus loan of $25. Details to come later. [Smile]

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ludosti
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I love reading these updates! I haven't donated to kiva yet, but I hope be able to do so soon. [Smile]
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Tatiana
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Thanks, ludosti! Sometimes I worry that I'm becoming a bother with this. I love it so much, though! I think we're doing something that really matters.
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Tatiana
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The loan you have made to Malika Goibova has received a repayment of
$105.00. The total amount repaid is now $315.00. This repayment will be
divided amongst all the lenders who helped to fund this business,
depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=39952

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Tatiana
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Dear jatraqueros del mundo,

This is an update on your loan to Tep Moa in Cambodia. Thank you for
your loan. It has been disbursed to Tep Moa by CREDIT, a partner of
World Relief in Cambodia. We are excited to watch this business grow.
Over the next 18 months, CREDIT, a partner of World Relief will be
collecting repayments from this entrepreneur and posting progress
updates on the Kiva website.

Additional notes from Kiva:

1. This update was posted from Cambodia by Kiva’s Field Partner, CREDIT,
a partner of World Relief. If you appreciate this update, please
consider supporting another entrepreneur listed by this Field Partner .
You can view other fundraising loans of CREDIT, a partner of World
Relief here:

http://www.kiva.org/app.php?page=businesses&partner_id=9&status=fundRaising&sortBy=New%2Bto%2BOld&_te=j

2. If this journal entry is in a foreign language, please feel free to
use an online translator such as Google Translator:

(http://translate.google.com/)

3. Also, please feel free to add a comment online about this update that
will be shared with the Field Partner:

http://www.kiva.org/app.php?page=businesses&action=comment&id=54010&ent=66009

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Tatiana
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To celebrate our 17th loan, we did a special bonus loan of $25 to Tep Moa in Phnom Penh, Cambodia, to purchase rice seed, fertilizers, and carpentry tools for their farm.

We had loans paid back of $475 this month, so we were able to loan $550 to The Claritas Group in a village on Lake Atitlan in Guatemala, surely the loveliest spot in the world, for their various businesses.

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Kwea
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Very cool!
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Tatiana
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I didn't have time to go into more detail yesterday. Wow, I admire the parents among you for how much you can do online. I get so little computer time now, and what I do have is in little snatches within which I can't seem to compose a coherent post. I always thought "mom's brain" was a physiological phenomenon that came at the end of a pregnancy but I have it now. =)

I also read an article called "the maternal brain" in Scientific American a while back, though, that said mothers have a lot of things happen to their brains that make them smarter and more capable. Aside from the fact that the opposite seems to occur to the moms I know, I'm trying to figure out if that can even make sense from an evolutionary perspective because if one's brain can be made sharper with little metabolic cost, why does it not happen before motherhood as well? But I digress.

This post is really to tell jatraqueros about kiva friends, a community of kiva lenders. It's so awesome! It's the nicest group of people! Some of the lenders on there absolutely inspire me with how much of their time and effort they put into alleviating poverty around the world. They care so much about everyone. It brings tears to my eyes.

For example, someone noticed that one of the kiva borrowers, Regina Jose, who was disabled, had no wheelchair. The one she'd previously had was old and just fell apart, so she was confined to her house. One of her journal updates mentioned that one of the things she hoped to do with the higher income generated by the loan is to buy a new wheelchair.

So the kiva friends went into action and figured out how to get a wheelchair made for her in South Africa and delivered to Mozambique. Within a couple of months Regina had her wheelchair. Here's a picture of her receiving it with prayers and tears of thanksgiving. If you want to read about how it all came about, here's the thread on the kiva friends forum. I'm so grateful for a chance to have been a part of this! Taking part in this project just suddenly gave me the faith that the human species is going to make it after all. We'll just figure things out and fix them, one by one. It's a great feeling.

Anyway, I wanted to share the opportunity to be part of kiva friends with all my jatraquero homies. =) You're all kiva friends. Thanks for everything you do!

[ August 03, 2008, 01:05 PM: Message edited by: Tatiana ]

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Tatiana
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Dear jatraqueros del mundo,

The loan you have made to Teófilo Ramón Peralta Ibarra has received a
repayment of $27.00. The total amount repaid is now $54.00. This
repayment will be divided amongst all the lenders who helped to fund
this business, depending upon the percentage each lender contributed.

http://www.kiva.org/app.php?page=businesses&action=about&id=48618

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Tatiana
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kiva has a cool new feature! Check out our map view, showing the places in the world where we have loans. =) Isn't that awesome?

(Go to this link then click on the "map view" link from our lender page.)

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Tatiana
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Kiva has instituted team lending! Go now to this link and join team " jatraqueros "! From now on we can all have our own accounts, with our own control of funds, and also keep team stats and totals. I'm very excited about this idea!

I'm sending everyone invites whose email address I can find. If I don't send you an invite, please email me and ask for one, or else just go to the site and join up. I left the group membership open.

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Tatiana
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kiva has begun putting the partially paid amounts back in our kiva funds, so that we can go ahead and loan them out again. So this month our partially paid amounts added to the fully paid off loans came to $529.43. So we made a loan for $525 to the San Roque Group, a group of women in El Alto / La Paz, Bolivia who currently travel around selling their wares, and want to build or rent fixed stands or shops. The women are:
Valentina Tancara
Maria Quenta
Graciela Mamani
Sonia Condori
Marcela Quenta
Silvia Quenta
Carmen Mamani
Delia Quispe
Olga Quispe
Gladys Quispe
Monica Quenta
Lidia Mamani
Toribia Flores
Delmira Luque
Hilaria Luque
Fransisca Luque

This is only a six month loan, which means we get to turn our money over faster, and help more people. The field partner is a five star, Pro Mujer. And I just love the way the borrowers look in the picture, particularly the proud lady in blue in the front, with two children peeping out from either side of her voluminous skirts. =) I'm excited about this loan.

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Tatiana
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Woohoo! We have 5 members in our team already, and over $700 in loans! =) Way to go, people!
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Strider
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I'm in on the team! I'm Gregory(but don't ever call me that [Smile] )

Tatiana, your lender page is intimidating...and awesome.

Kiva makes me very happy. One of my loans was payed off recently and i've been trying to re-lend, and every time i go on there are no loans available for me to lend to! They all fill up too quickly. I'm TRYING to give money and there's no one to give it to.

Thanks again for doing all this AK. I think it's about time I make a new donation to our Hatrack account.

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Tatiana
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Yay! Welcome to the team! I love your kiva lender picture, Strider. =)

Up until a few days ago kiva kept all our funds until the loans were completely paid off, then put the entire amount back in our accounts. On Thursday or Friday they started giving us back all our partial payments. So suddenly everyone on kiva is flush with cash, and that's why the number of loans available to fund has dropped precipitously. Only a few days ago there were 700 or so, last night there was one. I'm sure there will be a lot more available soon, so just wait a few days and keep checking back. I'm saving about $300 in my personal account and $75 in the jatraqueros account to loan when some good ones hit the site again.

I like to pick fairly short term loans, with 4 or 5 star MFIs, and I like the business to be something important, like farming or food sales, or internet cafes, rather than cosmetics or beauty salons or off-license liquor stores, you know? I also really prefer the picture to show the person with their business, rather than standing against the wall in the loan office. I know those are more expensive and time-consuming to get, but it seems to show more diligence on the part of the microfinance partner. Also they're more fun to look at. =)

So I think it's fine to wait until the good stuff reappears. I'm sure that won't be more than a week or two.

I'm so excited about the new teams, and the partial payments! Kiva makes me very happy too!

(btw, my lender page is just what happens when you add one loan a paycheck over a couple of years, meanwhile re-lending all the loans that get paid back. I lend small amounts to spread my risk, and affect more people. It really doesn't cost me much at all, and it's so much fun to watch it snowball over time! You should see some of the kiva friends' pages, though. There are some very wealthy people on there, and people who've funded thousands of loans!)

[ September 01, 2008, 01:48 PM: Message edited by: Tatiana ]

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Tatiana
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Update to say there are now 500 loans available on the site. I'm glad they recovered quickly. I found six people that I really like among the new borrowers, so I was able to put to work some of that refunded money that was burning a hole in my pocket! =)
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Tatiana
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Another update: the team now has six lenders and $900 in loans! Check it out!
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Strider
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quote:
Only a few days ago there were 700 or so, last night there was one.
Actually, at one point there were zero! They had a neat picture and a special message. I wanted to take a screen capture, it was such a beautiful page to see.

quote:
I like to pick fairly short term loans, with 4 or 5 star MFIs, and I like the business to be something important, like farming or food sales, or internet cafes, rather than cosmetics or beauty salons or off-license liquor stores, you know?
yeah, I know. there was one available last night and it was a guy who was converting part of his house into a pool hall, and something about it just didn't sit right with me. it was the only loan available but I decided to pass on it. I don't know how much of it had to do with the nature of the business, or just the fact that the guy looked really sketchy. Then after it was gone I felt a little bad and wondered if I was being biased.

oh, and that kiva picture is the same as my goodreads picture...so you should've seen it before. [Razz]

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Tatiana
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I hear you on the pool hall. I don't feel bad or judgmental about passing up that sort of loan because someone always funds them. I think it's fine to pick business that appeal to us personally. I've found that it's a good thing to wait if someone appealing isn't currently up on the board, because in a little while there will be, then I'll be glad to have money left for them.

I haven't been active much on goodreads lately, but now that you've reminded me I want to add a couple of books I've recently read. =)

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Tatiana
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I made a thread for us on the kiva friends forum, under the team heading. Here it is.
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